Why you need Income Protection?

There are many reasons that you might income protection, primarily to protect your income and lifestyle should you fall ill and be unable to work.

Using a combination of Life, Income Protection and Mortgage Repayment Covers we can protect your income to make sure that your business can continue should something happen to you and that you family will have the funds to survive since it is important to note that most Kiwis have less than three weeks of funds in the bank to see them through should something happen to them.

One of the main problems is that most people don’t have a good grasp of these kinds of products available and normally go through their banks or use online quoting services without seeing an income protection expert to make sure they have set themselves up with the right covers.

In particular income protection which is often set up badly and if you have it it pays to review it as you may not get what you expect at claim time if you have set this up youself and not consulted a professional.

In most cases we can provide you with better and enhanced cover for the same price as people are currently paying with their bank.

We can work with you to make sure you have the right policy’s in place to remove or reduce debt should you prematurely die or become seriously ill and not be able to work again. This means that if you are unable to work that you can maintain your lifestyle.

At McCarrison Hayes we can help you arrange the above with one of our income protection experts.